What Should You Do if You Have an Accident on the Road?

An accident is something that you never expect to happen, and you can never predict. Although you can never fully prepared for a road accident, they do happen, so there are some things you need to make sure you know, just in case it ever happens to you. 

Let’s have a look at some of them below:

Remember To Stop 

It doesn’t matter how minor or large a crash is, you need to stop.

Not only is it essential for you to make sure everyone is ok, but it also means you can gather all the information and take the steps that you need to protect your interests. If you don’t stop you are risking not being able to claim on any insurance policies and you are potentially committing a crime.

Not only this, but you also need to swap details with the other people involved. 

Get Emergency Help 

There are several different forms of emergency services that you need to contact if you are involved in a road accident. Including the police, medical services, and breakdown pick-ups. The police will be able to file a report on the accident and make sure the road is safe for other vehicles to pass.

Medical services are there to ensure that everyone is ok after the accident and that no one needs to seek further attention at a hospital. And a breakdown service will be able to move your car if you are unable to drive it safely on the road afterward. 

Contact Your Insurance Company 

You should ideally contact your insurance company as soon as you can after an accident. In fact, the majority of insurance companies require you to do this in order for you to have a valid claim.

Make sure you have everything to hand to give to your insurance, including the information of the other party and the police file reference number. You need to have a reference number in order to make a valid claim. 

Car Hire 

After a road accident, you may need to hire a vehicle, this might be done through your coverage for residents on your insurance policy.

If you have care hire through your insurance, it’s important for you to speak with them and gather all the details you need to do this. There may be limitations to what type of vehicle you can have, how long for and where you can hire from. You may also need to keep things like receipts for the hire car and provide these to the insurance company as evidence. 

Follow Up On Medical Care 

Often, injuries from a road accident don’t appear until later rather than at the time.

If in the first few weeks or months after an accident you start to experience medical problems that could relate to the accident, don’t hestitate to get the help and support that you need from a medical professional

These five areas are important for you to do after any road accident. Do you have any other advice that you could share in the comments below? 

Jeff Campbell

Jeff Campbell is a husband, father, martial artist, budget-master, Disney-addict, musician, and recovering foodie having spent over 2 decades as a leader for Whole Foods Market. Click to learn more about me

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