No matter how hard you try, you just can’t seem to save money. It feels like there’s nothing you can do. I’ve seen so many people complain about having a problem like this. You can’t save because your monthly outgoings can’t be cut down, and you don’t earn enough to provide some leftover cash.
While I’m sure some people are genuinely in this position, a lot of us aren’t. We just think we are because we see certain purchases as ‘essential’ when really they can be avoided. It’s easier to save money than you think, especially when you cut out some of your bad habits.
Bad habits take many forms, and we get lured into thinking they’re an essential cost. They aren’t, and here are some things you can cut out of your life to save a fortune:
Did you know that the average cost of smoking cigarettes is around $2,000 per year?!
That’s an insane amount of money for a habit that you don’t need to keep up. Smoking is terrible for your health, and there are many more affordable alternatives. Switch to vaporizers, and you still get the smoking sensation but in a cheaper and healthier format.
It can help you relax, but you’ll save around $100 dollars a month and protect your lungs!
Going out to restaurants or fast-food places is a very expensive habit.
It costs so much money, and it’s not great for your health either. You end up eating a lot of high-calorie foods that are packed full of ingredients that are a mystery to you. If you stop eating out regularly, you’ll save a fortune.
Even if you cut down to one meal out per month, then this could save an immeasurable amount over time.
Like smoking, drinking alcohol is a dangerous habit to have. You get no health benefits, and it burns a hole through your wallet. All you have to do is cut down on your drinking habits.
Maybe go out for one drink a week, or cut down even less. Choose cheaper options when you’re out, or buy drinks to have at home before you go out. It’s less expensive to buy beer in a grocery store than it is to buy it in a bar.
If you go Tee-total and cut this habit out completely, then you will have so much extra money to save.
Going To The Store Every Day
Do you go to the grocery store to buy food every day?
Believe it or not, but this is a costly habit! You’re more likely to make numerous impulse purchases and buy things you don’t need. Instead, create a shopping list at the start of the week and try to get everything in one go. You avoid returning to the store, which limits your impulse purchases – simple!
By addressing these four bad habits alone, you could save hundreds of dollars a month.
What’s more, you aren’t sacrificing much at all. If anything, cutting out the first three habits will improve your health as well as improve your bank balance.