3 Top Tips For Financial Security During Uncertain Times


Keeping your finances secure always comes with its challenges. Generally speaking, with the right tools, knowledge, and attitude, you can keep your finances stable. But what about going beyond this, and building an even brighter future for yourself financially?

Amid the uncertainty of the pandemic, it’s no secret that financial concerns are spreading far and wide.

Businesses and individuals alike fear for the future and are faced with the challenge of finding new ways to adapt. The good thing is, adaptation is one of our best skills – we’ve certainly done that before. (Remember evolution?)

  • Innovative Budgeting

This one sounds simple but is a secret super power not many people possess. Yes, you may be budgeting, but are you taking it to the next level? 

To achieve top-level budgeting, use one of the many apps available and let the technology do all the hard work for you. 

These types of apps help you to plan your finances more carefully, while also offering some helpful tips on investing. For help on narrowing down the different apps available to help with your budgeting needs, check out this recent article reviewing some of the best budget apps out there.

  • Invest in real estate

Investing in real estate is a solid way to make money. The tricky part is getting started.

Why invest? Investing in real estate is a key way of achieving a steady cash-flow and an overall more stable income.

There are many ways to kick-start your journey and get the tools you need. Sites such as New Western outline the process and help to guide you whether you are a beginner or on the more experienced end of the scale.

Even if your income is stable, investing in real estate was ranked #2 on the Forbes list of Top 7 Investments for 2020. So, while it might seem scary at first – it’s definitely worth it.

  • Get a side-hustle

Now, this one doesn’t have to be as overwhelming as it sounds. The key here is to tap into your hobbies and do something that doesn’t really feel like work. 

Having a side-hustle doesn’t even have to be one main thing, you can have multiple streams of income. 

If you have a lot of stuff that needs clearing out, why not tie this in with getting a bit of extra cash? eBay, Amazon, and the app Depop are just a few popular options for selling on secondhand items.

You’d be surprised at how in-demand that old Nike sweatshirt of yours is. All it needs is a bit of rebranding as vintage (and maybe a wash too), and voila. Watch the cash flow in.

Other, more practical side hustles include putting your skills to use.

If you’re a keen writer, artist or better with the DIY side of things, let the creative juices flow. Blogs are a great way to make money, with ads generating a steady income dependent on the number of page views. Use your spare time wisely and productively, and let the rest fall into place.

Jeff Campbell

Jeff Campbell is a husband, father, martial artist, budget-master, Disney-addict, musician, and recovering foodie having spent over 2 decades as a leader for Whole Foods Market. Click to learn more about me

Recent Posts