How to Get Extra Money When You Need It


how to budget money on low income guy in a plaid shirt holding cash Middle Class Dad

There comes a time in everyone’s life when they need a lot of money to weather the different challenges in life. Whether it’s emergency spending, or you want to buy something expensive, or you have slowly sunk into debt, it helps to know what your options might be when it comes to getting cash in hand quickly. To help you on this journey, this guide has been created. Read on now for five solid ways to obtain an influx of cash.

Get a Loan

Getting a personal loan can be an easy way to obtain needed funds, whether you need money to pay for your car, house, or an unexpected event. A good financial institution should be able to allow you to pay back your loan in reasonable installments, allowing you the flexibility to pay off any pressing payment with ease. For a great option, check out the loans available at OneMain Financial.

Take a Cash-in-Hand Second Job

If you have the time and the means to do so, it might be a good idea simply to take up a second job. If you need the money quickly, you should probably ask the employer if they can pay you in cash right away. The type of jobs that should support this are in hospitality — where most of the money is in tips — or in manual labor. Just make sure that you have the energy to do so, as otherwise you may run the very real risk of burning out.

Ask Friends and Family for Money

One of the simplest ways to get some money quickly is just to ask your friends and family for it. This is an especially effective method if you haven’t done it before, as they will realize that this time it is actually needed. Just make sure that when you ask for money, you lay out a way that you will repay them. While this can be a difficult process to begin, you will be surprised by how generous they can be.

Get a New Credit Card

Getting a new credit card with a high credit limit could be a strong way to pay off any pressing bills. There is one drawback of this approach, however. While it will give you some more money to play with, it could spell bigger problems further down the road if you are unable to pay the credit card off. Only truly engage in this option if you are sure that you are able to rustle up more money to pay it off before the interest starts racking up.

Sell Unwanted Items

If you have items that you want to sell quickly, then one of the best options that you can partake in is by selling your unwanted items. You can either go to a pawn shop and get immediate cash in hand or try your hand selling items online. Either way, it can be surprising by how quickly people will want to snap up the items you no longer need.

Jeff Campbell

Jeff Campbell is a husband, father, martial artist, budget-master, Disney-addict, musician, and recovering foodie having spent over 2 decades as a leader for Whole Foods Market. Click to learn more about me

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