Don’t Let These Things Ruin Your Financial Future

how to budget money on low income guy in a plaid shirt holding cash Middle Class Dad

There are few things in life that can be bigger causes of stress than money. Even among all of the things that many of us are currently dealing with right now, money is one of the things that keeps more people up at night than just about anything else.

One of the major things about money that can be a particular source of anxiety is trying to plan for the future. After all, no one wants to be spending their entire lives living hand to mouth. The problem is that, even as you start saving, there are some things that can come around and throw a wrench in your financial plans.

With that in mind, here are some things that have the potential to ruin your financial future, and how to stop them.


Unemployment or a drop in income is something that many people have had to deal with recently and it can often be a pretty devastating turn of events.

Not only does it remove your ability to pay your bills but a lot of us have a great deal emotionally invested in our careers.

However, as upsetting as it might be, the one thing you can’t do is wallow in misery over it. The reality is that the only way to avoid the financial consequences of being unemployed is to get back out there as fast as you can.

Make sure that you always have an up-to-date resume ready to send out at a moment’s notice and keep a close eye on potential jobs in your industry even if your job seems totally secure.

An accident

There are few things in life more traumatic than getting in some kind of accident.

Whether it’s at work or on the road, an accident not only has the potential for serious personal injury but it can also cause serious damage to your income by making you unable to work or resulting in expensive medical bills. Working with a personal injury lawyer is often the best option.

That way you can be sure that whoever was at fault is held responsible and you are fairly compensated for what happened to you. 


The truth of a lot of people’s financial situations is that they simply aren’t paying enough attention to what they’re doing with their money. You’re never going to be able to save for anything if your money is just going right back out of your account again. Because of that, it’s essential that you keep an eye on your spending.

This doesn’t just apply to big stuff either, small purchases can add up incredibly quickly.

The reality is that you’re never going to be able to predict everything that will happen in your life or how the things that do happen will impact your finances.

But by knowing the things that can potentially go wrong and making preparations to avoid them, you’re going to be able to protect yourself from many of the issues that have the potential to come about when things don’t go your way.

Jeff Campbell

Jeff Campbell is a father, martial artist, budget-master, Disney-addict, musician, and recovering foodie having spent over 2 decades as a leader for Whole Foods Market. Click to learn more about me

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