How to Save Money in Time for Summer

low-cost summer family fun ideas a bunch of kids dumping buckets of water on their dad in a park Middle Class Dad

You might not be able to jet off on your summer vacation this year, but what about a staycation? Or holidaying in your home country? The summer months – although meant to be the more relaxed months of the year – usually have us spending more money in an attempt to make the most out of the good weather and to make as many happy memories with the family as possible.

Sound simple right?

A few ice creams here, some fun activities for the kids, days out… it doesn’t take much to have a good time, yet if you’re already living to a strict budget, your pursuit of summer happiness could leave you stretching your budget even further.

And if you’re currently paying off debts, you could upset the delicate financial balance you’ve worked so hard to achieve (find out more about debt advice by clicking the link). So, with this in mind, I’ve gathered some simple money-saving tips you can use just in time for summer.


Freeze your gym membership

The weather is warming up, so why not take your exercise regime outside?

Cardio can be done either by riding a bike, walking or jogging around your park or neighborhood. If you’re more into weight training, consider investing in some second-hand weights. You’ll save a bundle!

Consider other transportation options

With the weather much more pleasant and the hours of daylight stretching well into the evening, it makes much more sense to ditch the car and walk or even cycle to where you want to be. If walking or cycling aren’t viable options then consider carpooling to work or even taking public transport.

If you live some distance away from your work or from business establishments, cycling may be a better option for you. Getting serious about cycling can also help you save on costs outside fuel expenses. Cycling is an excellent way to exercise, no expensive gym membership needed.

Plus, it helps improve your immune system, cardiovascular health, and lung health so you can potentially avoid illness and the cost of being ill. Training to be a better cyclist, with the help of cycling gadgets like power meters, can help you reach optimum fitness levels and live a healthier life.

Cut your food bill

Summer is a time for fresh meals and lighter dishes.

You can also fill your plate with seasonal veggies and fruits which will be considerably cheaper at this time of year. You could even embrace the warm weather and consider growing your own herbs and vegetables.

Unplug that dryer

Getting our clothes dry means switching on that tumble dyer to get through the laundry pile quicker. However with the warmer months approaching you can dry your clothes naturally outside instead. Saving you a fortune on your electricity bill.

Save more on entertainment

Subscriptions, streaming, heading to the cinema, shows etc.

Entertainment costs can soon add up. However, in the summer months, you can cut your entertainment bill considerably. Head out for the day, enjoy long walks, discover free family attractions, enjoy your garden space, invite your friends’ round, read, listen to music. There are so many budget-friendly entertainment options you can embrace in the summer!

Do you find summer a healthier time of year for your bank balance?

Jeff Campbell

Jeff Campbell is a father, martial artist, budget-master, Disney-addict, musician, and recovering foodie having spent over 2 decades as a leader for Whole Foods Market. Click to learn more about me

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