How to Protect Your Vacation From Disaster


An accident while on vacation can spoil your trip. Being injured in when you’re far from home can be scary, whether you’ve taken a tumble on a slippery floor by the hotel pool, been injured while doing something like skiing, or been taken ill after eating some bad food. If you’re prepared with the information on what to do if an accident does happen, you’ll be prepared for the worst.

Being prepared helps you to have a more relaxed holiday. 

1. Know how to ask for help

If you’re going to stay in a country where you don’t speak the language, try and learn some key phrases before you go. Knowing how to ask for help is important. Download a translation app or pack a phrasebook to help you if you need to tell someone what’s happened and help you to get medical attention. 

2. Locate Medical Facilities

When you arrive, find out where the nearest medical center or hospital is. If you’re in a large hotel, there will probably be a medical center on-site. Ask at reception where this is and know who you should ask for help. 

3. Save local emergency numbers in your phone before your vacation

If you’ve been injured and don’t know who to call, in most countries you can dial 911 or 112 and your phone will connect you automatically to the right emergency services. 

4. Get travel insurance

Before any vacation, make sure you have proper travel insurance. If you’re going to be enjoying some more dangerous activities like skiing, diving or hiking, make sure your insurance will cover you. You may need to upgrade to be covered for a trip like this. 

5. Get receipts and bills for any medical expense

Even if you have insurance, you should know that you may have to pay out anyway. Depending on where you have traveled to, and what sort of passport you have, you might be required to pay your bills first before your insurance company pays you back. To claim these expenses back, keep a record of any bills you’ve paid.

Get copies of bills and receipts. 

6. Report the accident or injury locally

Report the accident to the place where it occurred, especially if it was in your hotel or a tourist attraction. Make a note of the name of who you spoke to, and make sure they made a record of the incident. Write down a timeline of events too.

This record could help you with a claim when you get home. 

7. Notify your travel agent or booking company

If you’ve been injured while on a package vacation, make sure you tell your holiday rep about what has happened, especially if you were hurt during an activity arranged by them. 

8. Notify local authorities at the embassy

If your accident was on a path or on the road away from the hotel, report it to local authorities at the embassy. They can use this information to help other tourists avoid similar incidents. 

9. Contact a personal injury attorney

If your accident was caused by the negligence of someone else, think about whether you have a claim. This might be a fall caused by a wet floor surface with no signs in the hotel, or an injury caused by a poorly planned trip by your tour company.

Contact a  personal injury attorney to find out if you have a case. You may be able to claim compensation for medical costs, lost earnings, or emotional distress. 

Jeff Campbell

Jeff Campbell is a husband, father, martial artist, budget-master, Disney-addict, musician, and recovering foodie having spent over 2 decades as a leader for Whole Foods Market. Click to learn more about me

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