Getting Kredittkort In Norway


If there is one thing that has become quite complicated in recent years, it is traveling. When you think about it, it was so easy to go anywhere before 2020 as long as you have the money and passport along with other documents. However, the pandemic complicated a lot of things, as you can see here, including a safe and relaxing getaway even to domestic destinations. International travel has been rather scarce in recent months, and it was only when the vaccines were introduced that people started to go out again.

However, some people took the chance and moved somewhere else. It is not as practical as it was before, but there are advantages to doing it. For one, you will be exposed to a new environment, and it is going to be an interesting and fun experience. Another advantage of this is the chance of having a better life compared to the one you have now.

Many factors can contribute to this, but we cannot deny that your country of choice is going to influence it a lot.

The Scandinavian Dream

For example, there are many people these days who dream about living in Scandinavian countries. The definition of that particular type of country is rather nebulous, but most people have an idea where it is located. Most of these countries are in the northern part of Europe, and they are often not a part of the European Union but only affiliated through trade. Some also say that the flags make it easier to recognize them since they do have crosses across their flags.

Norway is one of them, and it has become one of the best places in the world to move if you are a migrant. Aside from all the benefits that you can get as a citizen, it is a safe place compared to other countries. No place in the world is perfect, but at least you can trust the place more based on various studies and research. It is also commonly listed as having one of the happiest people on the planet, and it has enticed many migrants to live there.

What You Will Face

However, there are many challenges that you can experience when living in a foreign country. For one, you will not be familiar with how things work in the first place. From transportation, food, language, and engaging with people, you will need to adapt fast. Some make the mistake of pushing the ideas that they still got from their previous homes. It will not always be accepted, and as they say in the adage: in Rome, do what the Romans do and try to adapt.

One of the most challenging aspects that you will experience when living in Norway as a foreigner is their currency. The Norwegians use krone instead of the euro that most people believe outside of the European Union. For the record, they are also not a member of the EU, but it is said that they have trade rights and other agreements that bind them with the official European government. As a normal person, you might not care all that much about the bureaucracy involved but about how you use the money.

In Norway, most people are already trying to get away from using cash. People either do their transactions online or use cards to make it easy for purchases and the like. As a foreigner, you might have some of your money with you, and you can exchange that through various means. Some establishments accept foreign cards in their transactions, but it would be beste to have a Norweigian credit card. It will make your new life easier here in the country, and you would thank yourself that you got one.

Requirements For Kredittkort

  1. You Are 18 Years Old And Above

It is a given even in other countries that you need to be at least 18 years old and above before you can get any kind of card. Some think that age doesn’t matter anymore, but for financials, it still does like any other aspect of our society. It is evident that you already are in the right mind to process all of this information, even though your age is not a good basis for mental capacity. Nevertheless, it is still a good indication of your moral standing.

1. You Need To Live At Least A Year In Norway

Another important thing that you need to have is a full year of residence. It depends on the bank on what kind of document they would want from you, but you can get it from your landlord most of the time. If you have receipts every time you pay the rent, keep them as it is a good indication of your length of residence. You can also ask for a certificate from your employer if it is possible.

2. You Have A Good Credit Score And Pay Bills In Time

It is also something that most credit cards overseas have as a prerequisite before you can have it. A good credit standing is a major proof that you can pay off the charges and possible debts. It also signifies that you are already a responsible adult, and you can think and decide for yourself.

3. Your Income Must Go Through A Norweigian Bank

If you are living in Norway, but your employer is not from there, then you might run into some trouble while getting a credit card. It is important that your payslips will reflect the right payment, and they should be deposited in a Norwegian bank. You can ask for statements from the bank, or you can use their online tools to get more evidence.

4. Credit Card Providers Will Ask For Your One-Year Income Tax Return

Another proof that you need to give them is a copy of your Norweigian income tax return. If you are officially working in a Norwegian company in Norway, then you can process this. However, it takes time before you can process this in your local government. Some people say that it takes up to two years before some can get a card as a foreigner.

 

 

Jeff Campbell

Jeff Campbell is a husband, father, martial artist, budget-master, Disney-addict, musician, and recovering foodie having spent over 2 decades as a leader for Whole Foods Market. Click to learn more about me

Recent Posts