Co-authored with couples & relationship expert Joel Syder. As with much of life today, there’s an app for budgeting. I (Jeff) have been our family’s budget master for over 10 years, but have always done it on a custom excel sheet (which you can get for free HERE if you want to take a look). And … Read more9 Best Budget Apps for Couples You Need in 2019
If you’re like most people, you don’t give your credit score much thought. But then you have a big purchase you need to make or get denied credit and then start to worry about it big time. That happened to me a little while back which really got me thinking about how to increase a … Read moreHow to Increase a Credit Score to 800 – 5 Proven Tips That Work!
Co-authored with Realtors Bryan Kolasa and Wade Williams Confused about the home buying process? Have no idea how much you can afford? Want to make sure you don’t buy a lemon? I get it! The steps to buying a house for the first time include: 1. Start the process 3-6 months out 2. Find a … Read more9 Key Steps to Buying a House for the First Time You Must Know
How many of us plan to do Christmas saving throughout the year? Then come November we realize it’s too late and we reach for the almighty credit card? My wife and I did that for many years, but we eventually got tired of the massive bills in January, so we decided to see how to … Read moreHow to Save Money for the Holidays (without going into debt)
I am constantly thinking about ways to earn a little extra money in addition to my regular job. Right now we just had our 3rd baby and my wife is off work for the immediate future. So we’re down to one income (mine!) and expanding our family to 5. You can bet I need to … Read more53 Clever Ways to Earn Extra Money on the Side in 2019
Does a lower income make paying off debt impossible? I think you’ll agree with me that being broke is no fun. Even worse is being broke AND being in debt. We feel like we’ll never get to a place of financial freedom. But I know you can learn how to become debt free on a … Read moreHow to Become Debt Free on a Low Income
As a faithful follower of Dave Ramsey for almost a decade, my family has paid off tens of thousands in debt and built a sizeable emergency fund and if we can do it, so can you! Wondering if Dave Ramsey’s Envelope System is right for you? If you’re reading this post, I’ll assume you’ve heard … Read moreDave Ramsey’s Envelope System: the Ultimate Step-by-Step Guide
Did you know that there’s over $6 trillion worth of commercial real estate in the United States? This type of real estate is broken down into five unique categories, which include retail, hotels, office buildings, apartment buildings, and industrial property. Each year, the construction of commercial real estate contributes about 3 percent to the gross … Read moreGet Real: 6 Important Reasons You Should Buy Commercial Property
My wife and I used to really struggle doing a written monthly budget each month. We often made financial decisions without talking to each other and in the end, I struggled to get my wife to talk about money goals, and problems. If you struggle to get your spouse to stick to a budget like … Read moreHow to Get Your Spouse to Stick to a Budget
Wondering if it’s a good idea to have a joint bank account with your spouse? Having been married for well over a decade I sometimes take for granted that my wife and I rarely argue about money. But then we cut up our credit cards almost 10 years ago and make sure to budget and … Read moreShould Couples Share Bank Accounts?
With 3 daughters, I became an expert on saving for college because I know I’d like them to have that opportunity and we believe strongly in taking on little to no debt whatsoever in our house. Thus, I do have college savings accounts for all 3 of them as well as my wife who is … Read more5 Best Types of College Savings Accounts for Your Kids
Many Americans struggle to get bigger paychecks Since the economy began to struggle in 2008, many segments of society have lost ground or just tread water. But it’s not all bad news and there ARE things you can do to change your habits, expenses, income, and yes, even get bigger paychecks. To get bigger paychecks, … Read more3 Steps to Bigger Paychecks You Probably Don’t Know