10 Safest & Least Expensive Cars to Insure for Teenage Drivers

least expensive cars to insure for teenage drivers young woman in a yellow shirt driving a convertible Middle Class Dad




by Michelle Joe, edited by Jeff Campbell

It’s a proud day for parents when we see our young ones graduating from high school.

That is traditionally the beginning of a new chapter of their lives. This of course also means that they are ready to drive their very own cars.

Thus, as a parent, you want to make sure that your kids are safe and sound while keeping your expenses as low as possible!

According to the CDC, car crashes are the leading cause of death for teenagers.

But even if just looking at injuries, over 230,000 teens get in serious car accidents every year. Since your teenager may not have started working yet, you will likely be the one paying for all the damages.




So in this post we’re going to look at some of the  . . .

Safest and least expensive cars to insure for teenage drivers

1. Fiat 500 – $14,995

least expensive cars to insure for teenage drivers Fiat 500 blue Middle Class Dad

One of the most trusted cars, Fiat 500 is a complete car in terms of safety, reliability as well as stylish looks.

A small car, Fiat is fully equipped with the latest tech. Featuring a 5-inch infotainment touchscreen on the dashboard, Fiat is for all those who love retro and vintage cars.

Not only does it look super adorable, but it also drives very smoothly without giving any hitches. The best part? It is extremely economical and at under $15,000, it’s one of the least expensive cars to insure for teenage drivers.


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2. Hyundai i10 – $13,000

least expensive cars to insure for teenage drivers Hyundai i10 red Middle Class Dad

Believed to be one of the least expensive cars on the market, Hyundai i10 comes with a 5-year warranty.

This means that if you get a second-hand model, you will at least have a year or two left of the warranty period.

This car very easy to drive, but it is also spacious and extremely safe. But at only $13,000, it is by far the # 1 of the least expensive cars to insure for teenage drivers.

3. Chevy Equinox – $26,645

least expensive cars to insure for teenage drivers Chevy Equinox green Middle Class Dad

This sleek crossover SUV is perfect for your young blood.

It does not contain too many powertrains and when it comes to technology, Equinox has its limitations. However, It was one of the top picks by IIHS as a safe car.

The rearview camera allows for better visibility. Seating and airbag security are also in check. Your kid will love you for getting them this beautiful car!

Wondering about safety over price? Check out the absolute Safest Automobiles so you can rest easy knowing your teen is protected!


For the parent who can’t quite let go of their teen, consider getting a Magnetic Real Time GPS Tracker. Attach discretely to the car and monitor it’s every move and monitor on your iPhone or Android or at home on a PC or Mac.

4.5 stars on Amazon Prime and almost 200 reviews, so you know this is a quality product.

It’s waterproof too, so you’ll never be left worrying.


4. Ford Fusion – $20,795

least expensive cars to insure for teenage drivers Ford Fusion grey Middle Class Dad

 

The great news about Ford Fusion is that it is very intelligent when it comes to saving up on the fuel, hence perfect for teenagers.

Some other terrific features include traction and stability control, anti-lock brakes, integrated blind spots and optional lane departure warning.

The speed is limited to 80 mph which will keep your youngster in check when they are driving on the highway!

5. Honda Civic – $18,390

least expensive cars to insure for teenage drivers Honda Civic black Middle Class Dad

The Honda Civic is known for its additional safety features.

This car contains reverse camera as well as features like daytime running lights, anti-lock brakes, electronic stability control, side airbags, as well as airbags for the torso and head.

One more exciting feature is that a hands-free Bluetooth phone connection is integrated into the car’s digital dashboard control. If you opt for the hybrid model, the car will also contain front crash prevention.

So it would be much more safe for your teen.


For real peace of mind, don’t forget the Always Prepared 149-Piece Roadside Assistance Emergency Kit.

It’s 4.5 stars on Amazon Prime with well over 300 less-worried parent reviews. It includes jumper cables, a first aid kit and other crucial survival items if the unexpected happens to your child.


6. Toyota Prius – $24,200

least expensive cars to insure for teenage drivers Toyota Prius white Middle Class Dad

The incredible thing about Toyota Prius is that it is an extremely eco-friendly car, as it runs not just on fuel but battery too.

Prius features electronic stability control, side airbags, driver knee airbag and anti-lock. Since it is eco-friendly, it will allow your teen to select one of the three modes that help in improving fuel consumption.

7. Mazda 6 – $21,190

least expensive cars to insure for teenage drivers Mazda 6 blue Middle Class Dad

Mazda 6 is not your typical family car.

It is a sports sedan that is perfect for teenagers with raging hormones. Laced with features like electronic stability control, multiple airbags, anti-lock brakes, and daytime running lights, this reliable car also contains blind spot monitoring and rear cross-traffic alert system.

This means that your young driver will be able to see at the front as well as at the back of the car!

Not wanting to buy a new car? For many, buying a late model used car makes much more financial sense. So make sure you check out the crucial steps for Buying a Used Car while avoiding the most common pitfalls.

8. Mitsubishi Outlander – $22,995

least expensive cars to insure for teenage drivers Mitsubishi Outlander white Middle Class Dad

Even though it is a small SUV, Mitsubishi Outlander does not lack in the safety department.

It has a driver knee airbag, rollover sensors, airbags on the front and sides, as well as electronic stability control.

It is perfect for youngsters who want an attention-grabbing SUV, as it also features 6-inch touchscreen display, a front dual-zone climate control, and a rearview camera. This car allows for seven-passenger seating.

9. Subaru Outback – $23,495

least expensive cars to insure for teenage drivers Subaru Outback red Middle Class Dad

Given the best ranking for front crash protection, Subaru Outback is the car to opt for if you are worried about your teenager’s rash driving skills.

This beauty also features electronic stability control, side airbags, rollover sensor, and daytime running lights.

Outback has a unique feature of EyeSight Driver Assist system that has two cameras right next to the rearview mirror so that the driver may be warned of a collision before it takes place.

This system helps the driver in keeping within the lane by automatically taping on the brakes when the car swerves out of control. Not one of the least expensive cars to insure for teenage drivers, but certainly one of the safest.

10. Nissan Rogue – $22,790

least expensive cars to insure for teenage drivers Nissan Rogue orange Middle Class Dad

Want something that isn’t simply safe but catches the eye too?

Then Nissan Rogue is the one you are looking for. The SUV features head curtain airbags for all the seats, electronic stability control, front seat-mounted torso airbags and a rollover sensor.

This car is also perfect for long drives to and back from college because its front seats are designed in a way that reduces fatigue to the back and helps in improving blood circulation.

Did we cover everything you wanted to know about the safest and least expensive cars to insure for teenage drivers?

In this post, we looked at a number of the safest cars to protect your teenager. But we also looked at some of the least expensive cars to insure for teenage drivers.

When it’s time to get your teen their first car, get them involved. Ask their opinion on which car they like best.

Also get them involved in the financial process. Have them save up and then match however many dollars they can raise.  Or if you buy the car have them be responsible for insurance and maintenance.

Buying your teen can be stressful, nerve-wracking and expensive, but it doesn’t have to be that way.


About the author of this post

Middle Class Dad least expensive cars to insure for teenage driversMichelle Joe headshotMichelle Joe is a blogger by choice and a contributor at WeBuyCarsToday. She loves to discover the world around her.

She likes to share her discoveries, experiences, and express herself through her blogs. You can find her

on twitter: @michellejoe524


Want to write for Middle Class Dad too? Check out everything you need to know on my Guest Blog Page.


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Middle Class Dad least expensive cars to insure for teenage drivers Jeff Campbell bio

The images used in this post were acquired from the web and are considered “fair use” under US Copyright law given this post is for the purposes of reviewing these products. That being said if the original photographer prefers us to not use their photo, we will happily swap them out upon being contacted.

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