Car Buying Guide: How To Buy A Car And Save Big 


Buying a car can be tricky. There are all kinds of things like car purchase loans, salesmen who want to make a sale at all costs, and your own credit rating to contend with. Knowing how things work and what you’re supposed to look out for is going to help you advocate for yourself throughout the process, as well as make sure that you’re not led astray or – even worse – into a bad deal! 

If you want to know more about how to keep your spendings in check, get the best car possible, and still save big, keep reading! 

Stick to Your Budget 

Has it ever happened to you, that you step into a store intending to spend only $30, but then you end up seeing something you just couldn’t help but buy and end up spending almost double that? Well, this is what happens to most car buyers who walk into a dealership looking for one particular model, but just can’t resist the leather seats or the sunroof. 

This is why it’s important that you get approved for your car loans before you let yourself talk to a salesperson – so you know how much money you can spend, and don’t end up in financial trouble because of an impulsive decision. 

Invest in a PPI 

What’s a PPI? It’s a Pre Purchase Inspection, and it’s one of the best things you’ll do for yourself in this process, especially if you’re buying a CPO or second-hand vehicle. 

In the case of CPO (certified pre-owned) cars, fluctuating quality standards and the fact that it’s in the seller’s own interest to sell a car mean that the certification doesn’t mean much in the eyes of a true expert. 

Still, if you’re buying a CPO car or a second-hand one, make sure you hire an expert to inspect it before making the purchase. Anyone you’re paying and is not affiliated with the car sellers in any way will only have your best interests at heart and will be able to help you steer clear of any shady deals. 

Do Your Research Beforehand 

If you walk into a dealership unsure of what you want to buy, the people there will help you make the decision that is best for them – not for you. Make sure you know beforehand what kind of car you want, or how much you’re looking to spend. 

If your mind is made up, they’ll have no choice but to help you choose the right vehicle. While you’re at it, don’t let them talk you into getting upgrades and features you don’t need either. 

Don’t Reveal Too Much 

Buying a car is like a game, and you’re playing against experts. This is why you’ll need to make sure you keep all your information to yourself – especially information about whether you intend to take a loan through the dealership, or if you’re looking to trade in your own car for a deal. 

As long as you know what you want and don’t let yourself get talked into high-interest rates and deals that cost you more than they should, you’ll be able to walk out of the car dealership with a good deal on your desired car. 

Jeff Campbell

Jeff Campbell is a husband, father, martial artist, budget-master, Disney-addict, musician, and recovering foodie having spent over 2 decades as a leader for Whole Foods Market. Click to learn more about me

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