You’ve just become a new dad and you’re buzzing with excitement for this new chapter in your life. You know things are about to get pretty hectic and there are some things that make you feel a little anxious, with money being top of the list. Sound familiar?
If so, the following are five ways to save money around the house so you can enjoy a happier, healthier and much more financially secure future.
Monthly Subscription Snack Boxes
Families spend a lot of money on snacks. It’s impossible to avoid it when you take the kids to the grocery store and they throw random items in the cart. One way you can save money in this area, especially if you like exotic treats from around the globe, is to sign up to a monthly subscription service. Not only do you get to try new snacks every month, but you can also find out what country they come from and teach your kids all about that country and the foods they’re eating.
Think Ahead
This one is very practical and involves you thinking ahead, not just for the next six months but a year in advance. When do we find the cheapest chocolate? Right after Easter.
When can you get winter ornaments? Right after Christmas. When is the best time to buy your favorite barbecue? September. Halloween costumes? Right after Halloween. Thinking ahead and buying items when they are out of season could save you hundreds – if not thousands – of dollars every year.
Sunday Paper Coupons
No-one enjoys being the coupon clipping person who is trying to stretch every grocery store dollar to the limit, but if you are looking to save money on your household bills, there are plenty of people saving a lot of money on their monthly expenses by doing this. Subscribe to the local Sunday paper, get the coupons, and see if they work for you. Even if none of them work for the brands you typically buy, hold onto them as you’d never know when they’d come in useful.
Keep Spare Change
While the penny is disappearing from mainstream use, banks will still (for the most part) accept a penny jar. This means that if you prefer operating with cash, you can stick the leftover change in a piggybank and smash it open when it’s full and submit the cash. Digital equivalents are also possible with various apps being able to round up your purchases to the nearest dollar and have the change deposited in a nominated savings account.
While the interest rates are in the toilet, it’s a fast and easy way to save money for a rainy day.
Cloth Napkins
There is a general message about reusability versus convenience here but the simple fact is that something like a cloth napkin will save you money in the long run. You can throw it in the washing machine with your regular load and it should come out looking brand new.
This same principle can be used with over household items so look around your kitchen and identify all of the money saving opportunities.
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