Looking for an Excel household budget template for your family? Are you struggling each month to pay bills? Maybe you’re behind on bills or have more bills than you do income. You’re left wondering where your money went each month instead of telling your dollars where to go? I get it! 8 years ago my … Read more
Considering the Pros and Cons of Refinancing Your Home? Maybe you’re wondering if a refinance will drop your monthly payment? The pros and cons of refinancing must be considered before you get started! You might shortening your loan, saving you tens of thousands of dollars! Or you may just want to drop PMI or just … Read more
Contributed post by Samantha Garbett Let’s face it, there are always going to be days where you feel frustrated with your job. After all, if your job was always fun and enjoyable then it wouldn’t be called work, would it? We all have those moments when we’d much rather be hanging out at home or … Read more
What is self-esteem and why is boosting self-esteem important? Are you wondering with how boosting self-esteem might improve your life? Perhaps you already know you have low self-esteem and have already seen the damaging effects in your life from it? Or maybe you feel good about yourself but are wondering how you could boost self-confidence? … Read more
Contributed post by Samantha Garbett After a long month of work, there is hardly a better feeling than being able to put away the amount you need to meet your saving goals. Even if the weeks behind you were tiring, long, and generally just unpleasant – at least you were able to get where you … Read more
Do you want to improve your life before you die? You want to improve your life before you die. To leave this world and your loved ones in a better place. To enjoy the ride more and maybe even extend the ride. But what do you want to accomplish in life? What are your goals and … Read more
Negative people drain us of our time, energy, and positive attitude, and we all have them in our lives. So I wondered exactly what the traits of a toxic negative person are. Toxic people are manipulative, negative, & judgemental. But they also see themselves as a victim and rarely take ownership and responsibility for their … Read more
The powerful ways Social Emotional Learning games can help your child I think you’ll agree with me that the world our kids are growing up in today is different from when we were kids. Social media, bullying, cyber-bullying, and other challenges can wreak havoc on our kid’s emotional regulation. Maybe your child already struggles with … Read more
Buying a home for the first time is scary! It means a big step into adulthood, but it can also add a lot of stress. How much do houses cost? Even if you know the sales prices of homes in your area, how much will that cost per month? Done right, home ownership can set … Read more
A used car buying checklist isn’t something we were taught in school Is it time to buy a car but you’re dreading the process? You know you should haggle to get a better price. And you know you’ll get more money for your trade-in if you sell it privately. But it all seems like such … Read more
Parents know the struggles of finding effective parenting tips that actually work! We parents are stretched thin. Our patience and energy get dispersed over a wide array of tasks. Home, work, school, after-school activities, and PTA are just a few of the things all competing for our time and energy. Effective parenting tips are crucial … Read more
Looking for Cell phone addiction symptoms? We all know someone who can’t put their phone down no matter what the circumstance. They have them out at dinner, or while in conversation with friends. That phone is the first thing they look at upon waking and the last thing they look at before sleep. Whether playing … Read more
Are you a Dad struggling to adjust to being a father? Perhaps you’re new to fatherhood (or parenthood for you Moms)? Being a parent doesn’t come with an instruction manual and there’s no test to show us how to do it right! Thus many of us struggle, make mistakes and get challenged on how to … Read more
Tragedy happens in everyone’s life: the death of a loved one. But, unfortunately, people are rarely prepared for such an event, both emotionally and financially. According to a survey conducted among elderly Muscovites, only one in four respondents save money for a funeral. Although it is possible to have a “social funeral” at the expense … Read more