Can Marriage Counseling Help? (Cost, Insurance, Success Rates)

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We’ve all heard of marriage counseling, but we aren’t sure it will work. Back when my marriage was struggling, I wondered can marriage counseling help? Marriage counseling can help if both spouses are willing to go. Both spouses also need to be 100% honest in therapy, being willing to take ownership of their part in … Read more

Simple Form 9465 Instructions for Your IRS Payment Plan

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Can’t pay the taxes you owe this year? Set up an IRS Payment Plan with these simple form 9465 instructions! I think you’ll agree with me that worrying about taxes is incredibly stressful. Owing taxes is no fun.  I’ve been there.  Wondering when or if the IRS is going to come knocking is stressful. Hiding … Read more

5 Key Life Insurance Tips and Advice to Protect Your Family

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Looking for Life Insurance Tips and Advice? Life insurance tips and advice can be confusing. Whole Life. Term Insurance. Are those the only 2 types and is one better than the other? When should you buy life insurance and is there ever a time you don’t need it. There are a lot of questions. Most … Read more

Best Excel Household Budget Template for Your Best Year Yet!

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Looking for an Excel household budget template for your family? Are you struggling each month to pay bills? Maybe you’re behind on bills or have more bills than you do income. You’re left wondering where your money went each month instead of telling your dollars where to go? I get it! 8 years ago my … Read more

9 Top Pros and Cons of Refinancing Your Home You Must Know!

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Considering the Pros and Cons of Refinancing Your Home? Maybe you’re wondering if a refinance will drop your monthly payment? The pros and cons of refinancing must be considered before you get started! You might shortening your loan, saving you tens of thousands of dollars! Or you may just want to drop PMI or just … Read more

9 Amazing Ways of Boosting Self-Esteem to Better Your Life

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What is self-esteem and why is boosting self-esteem important? Are you wondering with how boosting self-esteem might improve your life? Perhaps you already know you have low self-esteem and have already seen the damaging effects in your life from it? Or maybe you feel good about yourself but are wondering how you could boost self-confidence? … Read more

11 Ultimate Ways to Improve Your Life You Probably Didn’t Know

man on the top of a mountain with arms outstretched with a cloudy sky and sun peaking through behind him Middle Class Dad Improve Your Life

Do you want to improve your life before you die? You want to improve your life before you die. To leave this world and your loved ones in a better place. To enjoy the ride more and maybe even extend the ride. But what do you want to accomplish in life?  What are your goals and … Read more